Episodes

Who doesn't dream of a secure and prosperous future? The golden key to this dream is understanding the complexities of retirement plans – specifically, the differences between 401Ks and IRAs. Join me, your host Amir Estimo, as we journey back to the Revenue Act of 1978, the legislation that gave birth to the 401K and commenced the gradual replacement of the traditional pension system. Together, we'll scrutinize the pros and cons of pre and raw 401Ks, shedding light on how these contributions inf...

What if I told you, there's a financial strategy to maximize wealth, evade taxes, and shield yourself like the wealthy, would you be interested? Today, we crack open the vault on a secret tool that the affluent have been using for years - life insurance policies, especially an index universal life (IUL) policy. This isn't your typical talk about life insurance. I will not be delving into the morbid. Instead, I will be pulling back the curtain to show how it can be a powerful instrument to enhanc...

Ready to shatter the myth that job security leads to wealth? We're peeling back the layers on the road to riches as we dissect the wisdom from NJ DeMarco's book, "The Millionaire Fastlane". We're breaking down the three types of people defined in the book - the Sidewalk, living from paycheck to paycheck; the Slow Lane, wrongly equating a salaried job with wealth, and the Fastlane, who embodies the true essence of wealth creation. We also dare to challenge the perceived safety of 401ks and the st...

This episode serves as a powerful reminder of the adventure and rewards that await beyond our comfort zones. I encourage you to shift your perspective and embrace discomfort as a catalyst for self-discovery, personal growth, and achieving their fullest potential. Tune in to this captivating episode as I share my experience and what I learn when you break free from the limitations of comfort is an essential step towards leading a fulfilling and extraordinary life. Get ready to seize the opportun...

In recent years, student loan debt has become a gargantuan burden on millions of American borrowers, affecting not only individuals but the entire economy. Join us as we delve deep into the student loan crisis in America, exploring its causes, implications, and potential solutions. On this podcast episode, we aim to shed light on the ever-growing student loan crisis that is plaguing our nation. With skyrocketing tuition fees, limited financial aid options, and the mounting pressure to obtain a ...

In this podcast, we will explore the differences and similarities between Home Equity Line of Credit (HELOC) and Home Equity Loans. We will discuss how each works, what are the benefits and drawbacks of each option. We will delve into the definitions of HELOC and Home Equity Loans and how they work; discussing their similarities and differences, including the interest rates, timelines for repayment, and differences in payment structures. I will share tips on how to determine whether a HELOC or...

In this podcast, I discuss 4 reasons why investing yourself is important for personal growth and success. You will learn about the significant impact that investing in oneself can have, including greater self-awareness, self-improvement, and increased confidence. By the end of the episode, you will have gained valuable insights into why investing in yourself is a valuable investment, and ways you can start doing so. This podcast is sponsored by Amirison Financial. Our goal is to help the cultu...

Teaching children how to choose their friends wisely is an important life skill that parents should impart to their children. Teaching children to make wise choices when it comes to selecting their friends will help them find positive, supportive relationships in the future. Parents can use several methods to help their children build healthy relationships, such as role-playing, discussing reasons for why certain relationships may be beneficial or not and spending quality time together. When di...

In Todays episode I share 5 steps to implement today to avoid the rising credit card debt in 2023. So far in 2023, credit card usage has increased as Americans are not saving as much either. Due to Inflation and fed rate hikes, beware it is becoming more expensive to use credit cards. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial a...

In Todays episode I share 3 Marvels that the Ultra Wealth is doing to grow generational wealth. Top Uses for Max Funded Life Insurance: Other Potential Uses for Max-Funded IUL Income Replacement Retirement Income Supplement Living Benefits Estate Planning / Wealth Transfer College Planning Business Planning Premium Finance Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercod...

I share a back story on how Black Wall Street was build beginning with Land Ownership. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative th...

Todays episode I share a Youtube video from a Jewish youtuber named Berel Solomon who shares with us 10 Jewish Business secrets that we can use within our community . He shared some very interesting insights and how are african diaspora community can use to help propel our communities and create a strong economic culture where we are not on the bottom of the totem pole. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.ident...

This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Todays episode I share 4 Business credit cards that you can use to grow your Business Credit Today. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is ...

Top 4 Quotes regarding success featuring Master P. Follow me: Tik Tok @thinkgenwealth YouTube @thinkgenwealth This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

In Todays episode I provide 8 plus two bonus tips on how to start a business today. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that ...

Jim Rohn leads our weekly series for 2023 talking about 3 tips regarding goal setting. Follow me: Tik Tok @thinkgenwealth YouTube @thinkgenwealth This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

In Today's episode I dive in and share a personal experience of the advantages of leasing a vehicle vs financing a vehicle. I share the advantages and disadvantages of both. You can also find content at my YouTube Channel @thinkgenwealth and follow me Tik Tok @thinkgenwealth. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial adviser. T...

Today I talk about the two most important tasks to complete in 2023. Also you can catch this recording on our Youtube Channel: thinkgenwealth you can subscribed, share, and follow the content. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. W...

In todays episode I discuss the recent interview regarding Kanye West on Drink Champs and summarize why it is important to ownership. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are ...

This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

I share the difference between Process Goals vs Outcome Goals that you can use for setting your 2023 Goals. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility...

Todays episode I share a clip from the All the Smoke Podcast featuring Damion Dash on his perspective regarding going after your dreams. Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments a...

2 part series of from the book "The Wealth Choice: Success Secrets of Black Millionaires." Podcast Webpage https://thinkgenwealth.com Sign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317R https://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZB DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are...